The Definitive Guide to 債務重組公司

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爾聯UNIONUS擁有龐大的專業團隊,經驗豐富,多年來為不少顧客及企業,提供全方位服務,以應對客戶日益提升的需求。服務範疇涵蓋債務重組申請、大額債務解決方案等債務分析服務,致力為你或你的企業減輕債務壓力;公司/私人報稅等會計分析服務,以及審計核數服務,以滿足企業在會計、審計核數、資產管理及法律上的需要。


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在進行債務重組時,您需申請一筆更大的貸款以還清其他無抵押貸款(如信用卡或私人貸款)

首先,欠債人需要制定一個清晰明確的月度預算,並在預算中預留足夠的金額來支付債務。其次,將所有的收入和支出記錄下來,以便掌握自己的財務狀況。這樣就能確保自己的支出總是在預算範圍內,並且能按時完成債務的還款。最後,避免延遲支付,因為這可能導致你需要支付額外的利息或費用。

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根據債欠債人的還債能力以及經濟狀況,度身擬定合適的還債建議書,當中會詳細列明具體的還款細節,例如年期、利息、還款額等

社區法網提供的資料只供初步參考,而有關資料並非正式法律意見。閣下如欲就任何法律事項取得更詳盡的資料或支援服務,須諮詢閣下的律師。

對債權人而言,修改後的債務條款中涉及或有應收金額的,不應當確認或有應收金額,不得將其計入重組後債權的賬面價值。根據謹慎性原則,或有應收金額屬於或有資產,或有資產不予確認。只有在或有應收金額實際發生時,才計入當期損益。。

銀行或財務公司專為 客戶集中清還債務 而推出的貸款產品。借貸機構會批出較原有債務低息的新借貸計劃,助欠債人集中清還債務。

申請人必須是持有合法身分證明文件,並且在本地有穩定的住所和收入來源。

又稱債務重整,是指債權人在債務人發生財務困難情況下,債權人按照其與債務人達成的協定或者法院的裁定作出讓步的事項。也就是說,只要修改了原定債務償還條件...

債權人應將重組債權的賬面價值與收到的現金、受讓的非現金資產的公允價值、因放棄債權而享有的股權的公允價值,以及已提壞準備的差額作為債務重組損失。

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以修改其他債務條件進行債務重組的,債務人和債權人應分別以下情況處理:

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